To provide compassionate care to as many cats and dogs as we can, the San Francisco SPCA has created several innovative programs to make veterinary care affordable to all eligible guardians. These programs translate into millions of dollars of subsidized veterinary care annually.


To qualify for financial assistance, you must:

  • Provide proof of San Francisco residency
  • Demonstrate financial need and provide proof of income
  • Have the pet presenting for care spayed-neutered

To apply a Companion Care Grant, you must also:

  • Have applied for and exhausted CareCredit
  • Be in-eligible for a payment arrangement through Varidi
  • Have an urgent or life threatening pet emergency with a favorable prognosis
  • Provide proof of low-income status at the time of services


If you cannot meet the above requirements, the SF SPCA will not be able to provide financial assistance. For a list of other financial assistance programs, download "Financial Assistance Referrals".  For more information, contact us at 415.554.3030.

Assistance Programs


All clients seeking financial assistance are required to apply for CareCredit, a credit card provided by Synchrony Bank, which offers financing options at some healthcare and veterinary facilities. Please visit the CareCredit website to learn more.
Only if a pet guardian does not have access to any credit can the SF SPCA provide direct financing through payment arrangements for urgent veterinary care. If you are in need of financial assistance, please apply for CareCredit online or over the phone before you come in. To apply for CareCredit in our office, bring the following:
  • A valid government issued photo ID (driver’s license, state ID card, passport or military ID)
  • A second form of ID (Visa, MasterCard, American Express or Discover debit or credit card). Other secondary forms of ID will not be accepted.
If approved, you will be required to use your CareCredit card to pay for your pet's treatment if you have no other way to pay in full.
  • CareCredit can be used to pay for any products or services at our hospital.
  • CareCredit is often the best option for expensive treatments, including dental work, as we offer several extended financing plans through CareCredit.
If you are a current CareCredit account holder and would like to pay an account balance with either of our hospitals online using your CareCredit card, click below:
Please note, financing promotions offered online may differ from what is available in person.


Financing is available for qualifying clients (see our qualifications at the top of this page) through the external financing company,Varidi.

 San Francisco pet guardians who do not qualify for the Companion Care Grant and are in need of financial assistance can use Varidi. In order to apply Varidi requires:

  • A valid government issued photo ID (driver’s license, state ID card, passport, or military ID).
  • A form of payment to leave on file for monthly payments (Visa, MasterCard, American Express or Discover debit or credit card).

Companion Care Grant

Our Companion Care Grant Program supports responsible, low-income pet guardians who have unexpected, urgent veterinary care expenses. Qualifying low-income San Francisco residents with spayed-neutered pets may be eligible for a grant towards the cost of their pet’s emergency care at the SF SPCA Veterinary Hospitals. The grant has no cash value and is not transferrable to other practices. To apply for an Companion Care Grant guardians must provide the following at the time of services, in addition to their completed application:

  • A valid government issued photo ID (driver’s license, state ID card, passport, or military ID).
  • Proof of San Francisco residency (driver’s license, state ID card, utility bill, lease agreement, or mortgage receipt).
  • Proof of income options: most recent bank statement, most recent pay stub, most recent benefits letter (SSI, SSDI, etc.). You can also provide this information electronically at the time of service.

Spay-Neuter Free and Sliding Scale

Please call our Client Service Representatives at 415.554.3030 to discuss your eligibility for financial assistance. Read more about our spay-neuter services, fees, and discounts on our Spay-Neuter Clinic page.

New Adopter Assistance

The SF SPCA provides a free first wellness exam for new adopters who adopt from either of the SF SPCA Adoption Centers in the Mission or Pacific Heights or one of our Bay Area rescue partners. Find out more about new adopter assistance on the Adoption Process page.